What happens if you get into an accident with an Uber or Lyft in Atlanta? It really depends on the circumstances of your case, which an Atlanta based car accident lawyer can review for you to give you advice on your next steps.
When you’re involved in a car accident with another vehicle in Atlanta, the process is usually pretty straightforward: you can file a claim with the other driver’s insurance to pay for your property damage and injuries. An accident with an Uber or Lyft driver, however, is not so simple. Both the driver and the company will carry insurance, and who is liable for your damages will depend on the unique circumstances of your case.
Below are the different possible scenarios in which your accident could occur and who is responsible in each situation:
Driver is offline – When an Uber or Lyft driver is using their car for personal reasons and not logged into the app, the driver’s personal insurance company should be responsible for paying your damages, and you should file a claim with them.
Driver is waiting for a ride while logged in – Even when drivers have yet to pick up a ride, both Lyft and Uber are willing to pay for your damages when a driver causes a wreck during this time period, each in their own way.
Lyft has what’s known as “contingent liability coverage”, which means they are willing to cover the cost of damages in an accident if their at-fault driver’s insurance can’t cover it. Uber, on the other hand, states that it will cover the following:
- $25,000 for property damage
- $50,000 for bodily injury (per person)
- $100,000 for bodily injury (all people involved)
If you were involved in an accident with an Uber or Lyft driver be sure to contact The Law Offices Of Cory J Lynch in Atlanta, GA.